Author: Amy G.

4 Things to do if You Are Upside-Down on Your Mortgage in Fort Walton Beach

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Whether you overpaid for the property in a bidding war, you’ve fallen behind on mortgage payments, or property values have dipped, being upside-down on your mortgage or owing more than the current market value is a less-than-ideal situation for homeowners. If circumstances force you to sell your house due to foreclosure instead of waiting out … Continued

Stopping the Foreclosure Process: A Guide for Fort Walton Beach Homeowners

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Stopping the foreclosure process of your Fort Walton Beach home can be difficult, but not impossible. Dealing with the banks, negotiating terms, and stressing over your mortgage can feel completely unbearable, but luckily you have lots of options available to you. Foreclosure is more common than you might think and can affect millions of Americans … Continued

How to Sell Your House During Bankruptcy in Fort Walton Beach

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If you own a home when you file for bankruptcy, it becomes part of the bankruptcy estate, the property or assets you own. In October of 2022, there was a twenty-seven percent increase in chapter 13 bankruptcy filings over the previous year. Bankruptcies, including all chapters, total a seven percent increase overall, which correlates strongly … Continued

Avoiding Foreclosure: How Fort Walton Beach Direct Property Buyers Can Help You Keep Your Credit Score Intact

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Facing foreclosure can be an extremely stressful experience for any Fort Walton Beach homeowner. Not only does it mean the loss of a home, but it can also have a significant impact on one’s credit score and financial future. Fortunately, there are options available for homeowners facing foreclosure, including working with direct property buyers in … Continued

What Homeowners in Fort Walton Beach Can Expect During the Foreclosure Process

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If you’re concerned about your property going into foreclosure due to circumstances beyond your control, the optimum scenario would be to work with your lender for a resolution before things go any further. However, going through the foreclosure process can be made easier when homeowners understand what lies ahead, so read on as we explore … Continued

Traditional Sales vs. Short Sales And Foreclosures in Fort Walton Beach

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Home sales usually fall into one of three main categories: traditional sales, short sales, and foreclosures. For buyers, each has pros and cons, though generally speaking the cheaper properties are short sales and foreclosures. But if you’re a buyer, you need to keep in mind that these properties are usually cheaper for a good reason. … Continued

Selling a House from Afar: The Benefits of Selling to a Cash Buyer

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Selling a house can be a challenging process, and when you find yourself living out of state, the complexities can multiply. However, with careful planning and strategic decisions, you can navigate the sale smoothly and even expedite the process. One effective option is to consider selling to a cash buyer, and in this article, we’ll … Continued

Navigating Financial Challenges: A Guide for Fort Walton Beach Residents Facing Mortgage Payment Difficulties

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In the picturesque city of Fort Walton Beach, where the emerald waters meet the sugar-white sands, residents may encounter unexpected financial challenges that can jeopardize their ability to make mortgage payments. In this article, we will explore the proactive steps and resources available to those who find themselves in such a situation, offering guidance on … Continued

“Benefits and Risks of Buying Houses by Taking Over Mortgages”

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Buying houses by taking over mortgages, often referred to as assuming a mortgage, can be an attractive strategy for real estate investors seeking alternative avenues for property acquisition. However, like any investment approach, it comes with its own set of benefits and risks. In this discussion, we will explore the advantages and potential pitfalls associated … Continued